BICYCLE / PEDESTRIAN ACCIDENT

What you need to know.

BICYCLE / PEDESTRIAN ACCIDENT

What you need to know.

BICYCLE / PEDESTRIAN ACCIDENT

What you need to know.

WHAT WE DO

Eugene is regularly ranked in the top five bike-friendly cities. Eugene offers many miles of bike lanes, and bike paths, used by commuters and recreational riders every day. Sadly, bicyclists suffer a significant injury in the typical vehicle versus bicycle accident.

It is important that you seek immediate medical attention. Often the bicyclist is concerned about the bike, and how to get the bike home when they need to take an ambulance to the hospital. Our experience has been that in those types of accidents, the responding law enforcement agency will collect the bike and hold it until the rider, or her representative can retrieve it. Don’t let concerns about your bike keep you from seeking prompt medical attention. Trying to ride after an accident is not a prudent choice. Undetected head and brain injuries can seriously impact your balance, decision making, and coordination.

Pedestrians versus vehicle accidents frequently result in catastrophic injury. As with bicyclists, pedestrians should seek immediate medical attention. Don’t try to walk to the hospital. If your injuries are serious take the ambulance to the hospital. Well-meaning persons often will offer to transport you to the hospital, but the more prudent choice is to use an ambulance.

We're Here to Help

Personal Injury Protection (PIP) coverage is available in bicycle cases and in cases involving pedestrians. Often insurance company agents, and their adjusters are confused about which insurer pays first, your PIP insurer, your healthcare insurance, or the at-fault vehicle’s PIP. 

When you have a serious injury from a vehicle versus a bicyclist, or vehicle versus pedestrian accident, it is highly prudent to speak to an Oregon personal injury attorney about which PIP insurer will pay for your medical bills.

Jackson Jones is committed to helping victims of bicycle and pedestrian accidents and is focused on obtaining fair compensation for their injuries. We provide free consultations on bicycle vs. car and pedestrian vs. car accidents.

WHAT'S NEXT

STEP

1

After a bicycle versus vehicle, or pedestrian versus vehicle accident, if you have automobile coverage, even though the car is not involved in the accident, that policy should provide PIP benefits, and be first in line to pay for necessary treatment. After the accident, report it to your automobile insurance and open a PIP claim.

STEP

2

If you don’t have an automobile policy, then your healthcare coverage should be first in line to provide coverage in the event of a pedestrian versus automobile accident, and in a bicyclist versus auto accident. Again, only if you don’t have auto coverage. If you do have PIP under your auto coverage, then your healthcare will be second in line, after PIP, to cover your treatment costs.

STEP

3

If you don’t have an auto policy, nor your own healthcare coverage, then the
automobile liability policy that covers the vehicle that hit you can provide PIP coverage. Think of this option as third in line. If the insurers are all pointing at someone else, or you need clarification, do call a personal injury attorney to advise you about how coverage in these circumstances works.

STEP

4

Be careful to seek immediate treatment, and follow up with providers. Don’t miss appointments, and be sure to report any symptoms pertaining to mental cognition, balance, memory, and coordination. Early and consistent treatment, along with proper diagnosis and testing are imperatives for brain injuries and spinal trauma.

STEP 1

After a bicycle versus vehicle, or pedestrian versus vehicle accident, if you have automobile coverage, even though the car is not involved in the accident, that policy should provide PIP benefits, and be first in line to pay for necessary treatment. After the accident, report it to your automobile insurance and open a PIP claim.

STEP 2

If you don’t have an automobile policy, then your healthcare coverage should be first in line to provide coverage in the event of a pedestrian versus automobile accident, and in a bicyclist versus auto accident. Again, only if you don’t have auto coverage. If you do have PIP under your auto coverage, then your healthcare will be second in line, after PIP, to cover your treatment costs.

STEP 3

If you don’t have an auto policy, nor your own healthcare coverage, then the automobile liability policy that covers the vehicle that hit you can provide PIP coverage. Think of this option as third in line. If the insurers are all pointing at someone else, or you need clarification, do call a personal injury attorney to advise you about how coverage in these circumstances works.

STEP 4

Be careful to seek immediate treatment, and follow up with providers. Don’t miss appointments, and be sure to report any symptoms pertaining to mental cognition, balance, memory, and coordination. Early and consistent treatment, along with proper diagnosis and testing are imperatives for brain injuries and spinal trauma.

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